Resources

Notices and Intimations

Notices

Board Meeting Intimations

2025-26: Prior Intimation BM - 11.11.2025 Download Prior Intimation BM- 11.08.2025 Download Prior Intimation BM - 27.05.2025 Download
2024-25: Prior Intimation BM-11.02.2025 Download Prior Intimation BM-12.11.2024 Download Prior Intimation BM-12.08.2024 Download Intimation - CR - 07.06.2024 Download Intimation BM - 23.05.2024 Download
2023-24: Intimation - BM - 13.02.2024Download Intimation - BM - 10.01.2024 Download Intimation - BM - 10.11.2023 Download Intimation - BM - 10.08.2023 Download Intimation - BM - 25.05.2023Download
2022-23: Intimation - BM - 10.02.2023 Download Intimation - BM - 16.11.2022Download

General Meeting Notice

Notice- AGM- 2024-25 Download Notice-AGM-2023-24 Download Notice - AGM - 2022-23 Download Notice - AGM - 2021-22Download Notice - AGM - 2020-21 Download Notice - AGM - 2019-20Download

Intimations

2025-26

Intimation For Breach of Covenant - 01.10.2025 Download Intimation for Breach of Covenant - 01.09.2025 Download Intimation For Breach of Covenant - 30.07.2025 Download Intimation For Breach of Covenant - 29.07.2025 Download

Financial Results and Other Submissions

2025-26: Financial Results – September 2025Download Statement of Utilization of Issue Proceeds – September 2025Download Statement of Utilization of Issue Proceeds - June 2025Download Financial Results - June 2025Download
2024-25: Financial Results - March 2025Download Statement of Utilization of Issue Proceeds - March 2025Download Statement of Utilization of Issue Proceeds - December 2024Download Financial Results - December 2024Download Statement of Utilization of Issue Proceeds - September 2024Download Financial Results - September 2024Download Statement of Utilization of Issue Proceeds - June 2024Download Financial Results - June 2024Download
2023-24: Financial Results - March 2024Download Statement of Utilization of Issue Proceeds - March 2024Download Financial Results - December 2023Download Statement of Utilization of Issue Proceeds - December 2023Download Financial Results - September 2023Download Statement of Utilization of Issue Proceeds - September 2023Download Financial Results - June 2023Download Statement of Utilization of Issue Proceeds - June 2023Download
2022-23: Financial Results - March 2023Download Statement of Utilization of Issue Proceeds - March 2023Download Financial Results - December 2022Download Statement of Utilization of Issue Proceeds - December 2022Download Financial Results - September 2022Download Statement of Utilization of Issue Proceeds - September 2022Download

Disclosure of Information

2025-26: Intimation- Breach of Covenant - 18.11.2025 Download Outcome of Board Meeting - 11.11.2025 Download Appointment of IS Auditor - 11.11.2025 Download Appointment of Secretarial Auditor - 11.11.2025 Download Trading Window Closure - 30.09.2025 Download Intimation - Proceedings - AGM 23.09.2025 Download Submission of Annual Report- 2024-25 Download Outcome of Board Meeting - 11.08.2025 Download Intimation – Proceeding of EOGM - 22.07.2025 Download Details of Compliance Officer & RTA Download Trading Window Closure - 30.06.2025 Download Intimation - For Breach of Covenant - 26.06.2025 Download Intimation – Proceeding of EGM - 23.06.2025 Download Intimation under Chapter XIV of the SEBI Master Circular - 03.06.2025 Download Intimation of breach of Covenant - 31.05.2025 Download Allotment of NCDs Download Intimation of breach of Covenant - 29.05.2025 Download Intimation of Appointment of Internal Auditor and ECB Download Intimation for appointment of Nominee Director - 27.05.2025 Download Intimation- For Breach of Covenant – 28.04.2025 Download Intimation-Receipt of waiver for Breach of Covenant – 24.04.2025 Download Intimation-Resignation of Mr. Aditya Bhandari Download
2024-25: Outcome - BM - 27.05.2025 Download Annual Disclosure on Centralized Data for Debentures Download Details of Compliance Officer & RTA Download Disclosure – Non Identification as Large CorporateDownload Trading Window Closure March -31.03.2025Download Intimation-Receipt of waiver for Breach of Covenant - 12.02.2025 Download Appointment of Director & IS Auditor - 11.02.2025 Download Outcome - BM - 11.02.2025 Download Intimation- Breach of Covenant - 31.01.2025 Download Intimation-Receipt of waiver for Breach of Covenant - 20.01.2025Download Intimation- Change in Name of RTA - 01.01.2025 Download Trading Window Closure December - 28.12.2024 Download Intimation- Breach of Covenant - 03.12.2024 Download Intimation-Receipt of waiver for Breach of Covenant - 18.11.2024 Download Intimation-Change in Corporate OfficeDownload Intimation-Appointment of Parul Hariharan Download Intimation-Appointment of Secretarial Auditor Download Outcome - BM - 12.11.2024Download Intimation-Breach of Covenant - 25.10.2024Download Intimation-Proceedings - AGM - 25.09.2024Download Intimation-Appointment Daksha Shah & Re-appointment of Deepak Amin-12.08.2024Download Outcome - BM - 12.08.2024Download Intimation under Chapter-XIV of the SEBI Master Circular - 07.08.2024Download Intimation-Chandan Sinha Resignation-14.08.2024Download Intimation under Chapter-XIV of the SEBI Master Circular - 18.07.2024Download Intimation-Thomas Klungsøyr Resignation-27.06.2024Download Proceedings - EOGM - 19.06.2024Download Outcome - CR - 07.06.2024Download Intimation under Chapter XIV of the SEBI Master Circular - 31.05.2024Download Intimation - NCD Allotment - 29.05.2024Download Intimation - Auditor Appointment - 23.05.2024Download Outcome - BM - 23.05.2024Download
2023-24: Outcome - BM - 13.02.2024Download Proceedings - EOGM - 17.01.2024Download Outcome - BM - 10.01.2024Download Proceedings - EOGM - 05.01.2024Download Intimation - Hemant Contractor Resignation - 04.01.2024Download Intimation - NCD Allotment - 29.12.2023Download Outcome - BM - 22.12.2023Download Outcome - BM - 10.11.2023Download Intimation - CCO Appointment - 01.10.2023Download Proceedings - AGM - 12.09.2023Download Intimation - Hemant Contractor Appointment - 02.09.2023Download Outcome - BM - 10.08.2023Download Proceedings EOGM - 22.06.2023Download Intimation - Parveen Kumar Gupta Resignation - 14.06.2023Download Intimation - Auditor Appointment and ECB - 26.05.2023Download Outcome - BM - 25.05.2023Download
2022-23: Intimation - Adoption of UPSI Code - 14.02.2023Download Outcome - BM - 10.02.2023Download Intimation - NCD Listing - 16.12.2022Download Intimation - NCD Allotment - 13.12.2022Download Outcome - BM - 16.11.2022Download

Statement Of Investor Complaints

2025-26: September 2025Download June 2025Download
2024-25: April 2025Download December 2024Download September 2024Download June 2024Download
2023-24: March 2024Download December 2023Download September 2023Download June 2023Download
2022-23: March 2023Download December 2022Download September 2022Download

Regulation 60 - Record Date

2025-26: 01.10.2025Download 08.07.2025Download
2024-25: 04.04.2025Download 03.01.2025Download 26.09.2024Download 31.07.2024Download 04.07.2024Download 04.04.2024Download
2023-24: 02.01.2024Download 20.10.2023Download 14.06.2023Download 03.05.2023Download
2022-23: 28.02.2023Download

Post Payment Intimations

Event Based under regulation 57(1)

2025-26: Intimation- Interest Payment - 30.10.2025 Download Intimation- Interest Payment Intimation - 30.09.2025 Download Intimation- Interest Payment intimation – 26.09.2025 Download Intimation- Interest Payment intimation – 30.08.2025 Download Intimation- Interest Payment intimation – 28.08.2025 Download Intimation- Interest Payment intimation – 31.07.2025 Download Intimation- Interest Payment intimation - 30.06.2025 Download Intimation- Interest Payment and Partial Redemption - 12.06.2025 Download Intimation- Interest Payment Intimation - 31.05.2025 Download Intimation- Interest Payment Intimation - 28.05.2025 Download Intimation- Interest Payment Intimation-30.04.2025 Download
2024-25: Interest Payment Intimation-31.03.2025 Download Interest Payment Intimation-26.03.2025 Download Interest Payment Intimation-28.02.2025 Download Interest Payment Intimation-28.02.2025 Download Interest Payment Intimation-31.01.2025 Download Interest Payment Intimation-31.12.2024Download Interest Payment Intimation-12.12.2024Download Interest Payment Intimation-30.11.2024Download Interest Payment Intimation-28.11.2024Download Interest Payment Intimation-30.10.2024Download Interest Payment Intimation-30.09.2024Download Interest Payment Intimation-26.09.2024Download Interest Payment Intimation-31.08.2024.Download Interest Payment Intimation-28.08.2024.Download Interest Payment Intimation-31.07.2024Download Interest Payment Intimation-29.06.2024Download Interest Payment Intimation - 12.06.2024Download Interest Payment Intimation - 31.05.2024Download Interest Payment Intimation - 30.04.2024Download
2023-24: Interest Payment Intimation - 30.03.2024Download Interest Payment Intimation - 26.03.2024Download Interest Payment Intimation - 29.02.2024Download Interest Payment Intimation - 31.01.2024Download Interest Payment Intimation - 12.12.2023Download Interest Payment Intimation - 25.09.2023Download Interest Payment Intimation - 09.06.2023Download
2022-23: Interest Payment Intimation - 25.03.2023Download

Quarterly under regulation 57(5)

2023-24: Payment Intimation - June 2023Download
2022-23: Payment Intimation - March 2023Download Payment Intimation - December 2022Download

Security Cover Certificate

2025-26: September 2025Download June 2025Download
2024-25: March 2025Download December 2024Download September 2024Download June 2024Download
2023-24: March 2024Download December 2023Download September 2023Download June 2023Download
2022-23: March 2023Download December 2022Download September 2022Download

Active ISIN Intimation Half Yearly

2025-26: September 2025 Download
2024-25: March 2025 Download September 2024Download
2023-24: March 2024Download September 2023Download
2022-23: March 2023Download September 2022Download

Other Intimations

2025-26: Intimation - EOGM - 22.07.2025Download Intimation - EOGM - 29.05.2025Download
2024-25: Intimation - EOGM - 25.05.2024Download
2023-24: Intimation - Credit Rating - 15.02.2024Download Intimation - Credit Rating - 27.09.2023Download Intimation - Reg.57(4) - September 2023Download Intimation - EOGM - 27.05.2023Download
2022-23: Intimation - Reg.57(4) - March 2023Download Intimation - Reg. 57(4) - December 2022Download

Annual Report

2024-25 Download 2023-24 Download 2022-23 Download 2021-22 Download 2020-21 Download 2019-20Download

Annual Return

2023-24Download 2022-23Download 2021-22Download 2020-21Download 2019-20Download

Credit Ratings

CRISIL Rating_12.05.2025Download CRISIL Rating_22.01.2025Download CRISIL Rating_14.02.2024Download CRISIL Rating_21.09.2023Download CRISIL Rating_28.11.2022 Download CRISIL Rating_12.09.2022Download

Debenture Trustee Details

Debenture Trustee DetailsDownload

Registrar and Share Transfer Agent Details

Registrar and Share Transfer Agent DetailsDownload

Corporate Governance

Composition of Board and committee

Composition of CSR committee Download List of Directors Resigned Download Composition of the Board & KMP Download

Policies and Codes

Code of Conduct of Microfinance Institutions Network (MFIN) Download Code of Conduct & Discipline for employees Download Grievance Redressal Policy Download Fair Practice Code Download Appointment of Independent Directors - Terms and Conditions Download Related Party Transaction Policy Download Whistle Blower Policy Download Nomination and Remuneration Policy Download Policy on Statutory Audit and appointment procedures Download Framework policy for COVID-19 related stress-2.0 Download DLAI-Code-of-Conduct-for-Responsible-Digital-Lending Download Corporate Social Responsibility Policy Download Corporate Governance Policy Download Code of practices and procedures for fair disclosure of UPSI Download Co-lending Policy Download

Disclosures on Interest Rates

Interest Rate detailsDownload

Disclosures on Liquidity Risk

2025-26: September 2025Download June 2025Download
2024-25: March 2025Download December 2024Download September 2024Download June 2024Download
2023-24: March 2024Download December 2023Download September 2023Download June 2023Download
2022-23: March 2023Download December 2022Download September 2022Download June 2022Download
2021-22: March 2022Download December 2021Download September 2021Download June 2021Download
2020-21: March 2021Download December 2020Download September 2020Download June 2020Download
2019-20: March 2020Download December 2019Download

NPA Guidelines

English Version: Final-Details-as-per-RBI-circular-on-Prudential-norms-on-Income-Recognition-EnglishDownload
Gujrati Version: Details as per RBI circular on Prudential norms on Income Recognition_GUJARATIDownload
Hindi Version: Details as per RBI circular on Prudential norms on Income Recognition_HINDIDownload

Ombudsman Scheme and Officer Details

Integrated Ombudsman Scheme 2021: Integrated-Ombudsman-Scheme-2021Download
Nodal Officer Contact Details: Nodal-Officer-Contact-DetailsDownload
Salient Features of The Integrated Ombudsman Scheme: Salient-Features-of-the-Integrated-Ombudsman-Scheme-2021Download

Form 5A: Form 5A Download

Details of Recovery Agencies: Details of Recovery AgenciesDownload

Name of the Partner	PayNearby
LSP Name	Nearby Technologies Pvt. Ltd.
Nature of Services Provided	Customer Acquisition, Collection Assistance
Types of Product	Unsecured
Interest Rate	Up to 35% per annum
Relationship Start Date	Oct 2023
Arrangement Status	Active
Grievance Redressal Mechanism	Email: vijay.pendurkar@paynearby.in Phone: +91 98332 57729 Nearby Technologies Pvt. Ltd., 1AB, Arena House,Road No. 12, MIDC, Andheri (East),Mumbai – 400 093
Link for Lodging Complaint	PayNearby – Aadhaar ATM, DMT, PayNearby Digital Naari, PayNearby Distributor
Partner’s Privacy Policy	https://paynearby.in/wp-content/uploads/2023/11/Data-Privacy-Policy.pdf
Partner’s App

Name of the Partner	Gromor Finance Private Limited
Website Link	https://gromor.in/
Nature of Services Provided	Co- lending Arrangement
Relationship Start Date	October 2025
Arrangement Status	Active
Grievance Redressal Mechanism	Name.: Rashi Kataria (Head Customer Care & Nodal Officer) Contact No.: +91 9589078309 Email Id.: info@gromor.in Address: B-202, 2nd Floor, SBI Pallavi CHSL, Veera Desai Road,Andheri (West), Mumbai, Pin code -400058
Partner’s Privacy Policy	https://gromor.in/legal/privacy-policy/

Name of the Partner	Aspire Fintech Private Limited
LSP Name	Aspire Fintech Private Limited
Nature of Services Provided	Customer Acquisition, Documentation Services, Customer Service and Support, Collection and Recovery Services
Types of Product	Term Loan
Interest Rate	Up to 38% Per Annum
Relationship Start Date	August 2025
Arrangement Status	LIVE
Grievance Redressal Mechanism	FOR CUSTOMER SUPPORT Contact No.: +91 6362098268 Email Id.: compliance@letsaspire.in Address: 4th floor, Building No./Flat No.: 1, Vista Pixel Road/Street: 8/2B and 8/2C Jakkur Layout, Bengaluru, Karnataka, 560092 and corporate office at 4th floor, Building No./Flat No.: 1, Vista Pixel Road/Street: 8/2B and 8/2C Jakkur Layout, Bengaluru, Karnataka, 560092
Link for Lodging Complaint	compliance@letsaspire.in
Partner’s Privacy Policy	https://www.letsaspire.in/privacy-policy/

Name of the Partner	Narendra Finance Co. Pvt. Ltd.
Website Link	https://nfcpl.in/
Nature of Services Provided	Co- lending Arrangement
Relationship Start Date	September 2025
Arrangement Status	Active
Grievance Redressal Mechanism	Name :Anindeeta Chakraborty Number :+91 9667712308 Email ID:grievances@nfcpl.in Address : 1525, 15th Main, M.C. Layout, Vijaynagar,Bangalore – 560040.
Partner’s Privacy Policy	Microsoft Word – NFCPL – Draft Privacy Policy – DSK Legal (March 06, 2025) (clean)

Name of the Partner	P2G Mobility Tech Private Limited
LSP Name	P2G Mobility Tech Private Limited
Nature of Services Provided	Battery Financing
Types of Product	Battery Sales and Service
Interest Rate	Up to 28% p.a.
Relationship Start Date	September 2025
Arrangement Status	Active
Grievance Redressal Mechanism	Contact No :+91 9874982596 Email ID:info@pointo.in Address : Ground Floor, 53(15), Port Blair Line, opp. Subhas Sangha club, Barrackpore, Barrackpur Cantonment Civil Township, North Twenty-Four Parganas, West Bengal, 700120.
Link for Lodging Complaint	Complaints may be submitted exclusively through the Android app.Please find the Play Store link below. https://play.google.com/store/apps/details?id=com.rodoindia.pointo_driver
Partner’s Privacy Policy	https://www.pointo.in/privacy-policy

Name of the Partner	CredIN
LSP Name	Upkram Technologies Pvt. Ltd
Nature of Services Provided	Lender Service Provider
Types of Product	Unsecured Dairy Loan
Interest Rate	30%
Relationship Start Date	October 2024
Arrangement Status	Active
Grievance Redressal Mechanism	Name: Birju Naik Contact No: +91 9099949585 Email Id.: help@credin.in Address: Office 3-4, 3rd Floor, Riyaplex, 80, Urmi Society, Above TJSB Bank, Akota BPC Road, Vadodara, Gujarat 390020
Link for Lodging Complaint	credin.in/contact-us/
Partner’s Privacy Policy	credin.in/privacy-policy

Name of the Partner	Pay1
LSP Name	MINDSARRAY NETWORK PRIVATE LIMITED
Nature of Services Provided	Customer Acquisition, Collection Assistance
Types of Product	Unsecured
Interest Rate	Up to 36% per annum
Relationship Start Date	Sept 2023
Arrangement Status	Active
Grievance Redressal Mechanism	Name: Tushar Vishwakarma Email Id.: dispute@pay1.in Mobile No.: +91 8976355048 Address: Mindsarray Network Private Limited 221, Raheja’s Metroplex (IJIMIMA), Link Road, Malad West, Mumbai – 400064
Link for Lodging Complaint	Pay1 App download
Partner’s Privacy Policy	https://www.pay1.in/privacy-policy

Name of the Partner	MAKSPay
LSP Name	MAKSPay Fintech Solutions Private Limited
Nature of Services Provided	Lending Service Provider
Types of Product	Unsecured Business Loan
Interest Rate	Up to 38% Per Annum
Relationship Start Date	Dec 2024
Arrangement Status	Active
Grievance Redressal Mechanism	Name: Mrs. Kavitha Palancha Designation: Principal Nodal Officer Address: THub, Plot No 1/C, Sy No 83/1, Raidurgam panmaktha Hyderabad Knowledge City, Serilingampally, Hyderabad, Telangana 500081 IN Email Id.: nodal.officer@pehchanpe.com Mobile No.: +91 9963522899
Link for Lodging Complaint	www.pehchanpe.com/contact
Partner’s Privacy Policy	makspay.com/privacy-policy

Name of the Partner	IppoPay
LSP Name	IppoPay Technologies Pvt Ltd
Nature of Services Provided	Customer Acquisition, Collection Assistance
Types of Product	Unsecured
Interest Rate	Up to 36% per annum
Relationship Start Date	March 2023
Arrangement Status	Active
Grievance Redressal Mechanism	FOR CUSTOMER SUPPORT Name: Hema Keerthikiran Mobile No.: +91 7305992287 Email Id.: complaints@ippopay.com Address: B20, 2nd Floor, SKCL Excellence,Guindy Industrial Estate, Chennai, Tamil Nadu – 600032, India.
Link for Lodging Complaint	https://www.ippopay.com/contact
Partner’s Privacy Policy	https://www.ippopay.com/privacy-policy

Name of the Partner	Rapipay
LSP Name	Rapipay Fintech Private Limited
Nature of Services Provided	Lending Service Provider
Types of Product	Unsecured Business Loan
Interest Rate	Up to 38% Per Annum
Relationship Start Date	Sept 2023
Arrangement Status	Active
Grievance Redressal Mechanism	Mr. Nripendra Pandey lendingofficer@rapipay.com +91 7304199000 RapiPay Fintech Pvt. Ltd, A-8, 7&8th Floor (Q-Tower), Sector-68, Noida – 201309
Link for Lodging Complaint	in.rapipay.com/contact-us/
Partner’s Privacy Policy	app.rapimoney.com/#/privacy-policy

Name	Catalyst Trusteeship Limited
Address	910-911,9th Floor, Kailash Building, 26, Kasturba Gandhi Marg, New Delhi –110001
Phone	011-43029101
Fax	+91 22 4922 0505

Name	Beacon Trusteeship Limited
Address	7A & B, Siddhivinayak Chambers, Gandhi Nagar, Opp. MIG Cricket Club, Bandra (East), Mumbai 400 051
Phone	022-46060278

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