| Name of the Partner | CredIN |
| LSP Name | Upkram Technologies Pvt. Ltd |
| Nature of Services Provided | Lender Service Provider |
| Types of Product | Unsecured Dairy Loan |
| Interest Rate | 30% |
| Relationship Start Date | October 2024 |
| Arrangement Status | Active |
| Grievance Redressal Mechanism |
|
| Link for Lodging Complaint | credin.in/contact-us/ |
| Partner’s Privacy Policy | credin.in/privacy-policy |
Promoters & Founders
Deepak Amin
PROMOTER & MANAGING DIRECTOR
Deepak Amin is the Promoter & Managing Director of Light. He is a social entrepreneur and angel investor who is the powerhouse behind Light.
Rakesh Kumar
CEO & EXECUTIVE DIRECTOR
Rakesh Kumar is a founding team member at Light, instrumental in team inception and operational framework establishment, driving the company's foundational growth.
Aviral Saini
CFO & EXECUTIVE DIRECTOR
A cornerstone of Light's foundation, Aviral Saini, a founding member and cultural architect, has indelibly shaped the company while spearheading functional excellence.
Investors & Directors
Kaushik Amin
INVESTOR
Kaushik Amin, a pivotal partner at Silverpeak, holds the reins of energy and credit operations. His domain spans origination, structuring and astute asset management within Silverpeak's dynamic energy portfolio.
Anuj Kumar
INDEPENDENT DIRECTOR
Anuj Kumar has over 20 years of special situations, private equity, investment banking & operating experience and is currently responsible for the Structured Credits Group of Kotak Mahindra Bank. He has also worked with ING Vysya Bank.
Daksha Niranjan Shah
INDEPENDENT DIRECTOR
Ms. Daksha Niranjan Shah is a business graduate, PGP 1967 from Indian Institute of Management (IIM), Ahmedabad, specializing in Finance and Marketing and a student of Economics and Statistics.
Parul Hariharan
INVESTOR DIRECTOR, BRITISH INTERNATIONAL INVESTMENT
Parul is an Investment Manager, South Asia for British International Investment. She has about 21+ years of experience in investment banking and financial audit globally.
Lindbäck Lise
INVESTOR DIRECTOR , ABLER NORDIC
Lindbäck Lise is an Investment Director at Abler Nordic. She has extensive experience in financial markets and her core competencies include macroeconomics, investment strategy, asset allocation, delegated asset management and impact investing.
Arvind Kodikal
INVESTOR DIRECTOR, PETTELAAR EFFECTENBEWAARBEDRIJF N.V.
Arvind Kodikal, based in Utrecht, Netherlands, currently serves as a Regional Manager of Asia Pacific at Triple Jump Bv. He brings extensive experience from previous roles at FMO - Dutch Development Bank, Aavishkaar, Triodos Bank and Intellegrow.
Paresh Vora
ADDITIONAL INDEPENDENT DIRECTOR
Mr. Paresh Vora is a seasoned professional with over 41 years of diverse experience, with almost 28 years in technology-driven industries such as IT, Telecom, and wireless technologies.
Executive Team
Satish Dhupdale
CHIEF DIGITAL OFFICER
With a background in Electrical and Electronics Engineering (B.Tech. from IIT Bombay), an M.S. in Computer Science from Pennsylvania State University, and a certification in Machine Learning from Stanford University.
Pratik Soyantar
CHIEF HUMAN RESOURCES OFFICER
With a background in MBA specialized in HR and Marketing from Manipal University, Pratik brings over 19 years of experience across the banking, fintech, and consumer durables sectors.
Madhavi Gajjar
CHIEF COMPLIANCE OFFICER
With a background in Company Law, Madhavi Gajjar is an Associate Member of the Institute of Company Secretaries of India and brings over 9 years of experience in corporate secretarial functions.
Management Team
Himanshu Ojha
SENIOR VICE PRESIDENT, SECURED AND DIGITAL LENDING
Himanshu, holds a B.Sc. in Agriculture from MPKV, Rahuri, and a PGDBM from VAMNICOM, Pune. With 17 years of experience in the BFSI sector.
Nisarg Shah
SENIOR VICE PRESIDENT, ACCOUNTS
Nisarg, is an MBA in Finance and a DISA-certified professional with over 16 years of experience in the financial sector.
Ankur Singhal
VICE PRESIDENT, FINANCE
Ankur, an MBA with dual bachelor’s degrees in Commerce and Information Technology, brings 20 years of expertise in strategic financial management, debt fundraising, and credit advisory across diverse sectors.
Ashutosh Kumar Singh
VICE PRESIDENT, TECHNOLOGY
Ashutosh, holds a Master’s in Computer Applications from VMRF, Salem, and brings over 20 years of experience in IT Operations and Software Development.
Debashis Mohanty
VICE PRESIDENT, RISK
Debashis, an MBA in Finance and Marketing from I.T.S Ghaziabad, brings over 17 years of experience across leading financial institutions.
Mukesh Patel
VICE PRESIDENT - NATIONAL HEAD MFI BUSINESS
An MBA in Banking and Finance, Mukesh brings 21+ years of leadership experience in banking and finance.
Sanjay Solanki
DEPUTY VICE PRESIDENT - HEAD CREDIT
Sanjay, holds a Diploma in Mechanical Engineering and a B.Com from Sardar Patel University, blending technical and financial acumen. With 13 years of experience.
Ankit Choudhary
DEPUTY VICE PRESIDENT, CORPORATE STRATEGY
Ankit, holds a PGDM with dual specialization in Finance and Marketing from KBSCMR and a B.Sc. in Agriculture.
Rajesh Kinkhabwala
DEPUTY VICE PRESIDENT , SOFTWARE
Rajesh brings a wealth of experience, spanning over 15+ years, in delivering advanced enterprise solutions across various domains.
Anjali Shah
DEPUTY VICE PRESIDENT , ACCOUNTS
Anjali, a Chartered Accountant with 14+ years of experience, specializes in accounting, auditing, taxation, and financial reporting.
Sheetansh Kumar Singh
DEPUTY VICE PRESIDENT , STRATEGIC INITIATIVES
Sheetansh, holds an MBA in Marketing and Finance with 12 years of experience in the insurance industry.