Swaminathan is an experienced chief risk officer with a demonstrated history of working in the financial services industry for the past 20+ years. He is skilled in risk strategies and analytics, business planning, policy, process and workflow creation, credit analysis, risk management, early warning triggers, retail lending and commercial banking. Strong finance professional with a specialization in the fintech space and core team member in complete automation of digital lending space.


Swaminathan worked with companies like GE Capital International Services, General Motors Acceptance Corporation, ICICI Bank Ltd., Tata Capital Ltd., Magma Fincorp Ltd. and he was a founding team member and senior management team in companies like Capital Float (National Credit Head), Niyogin Fintech Ltd. (Chief Credit Officer), Tricolour Financial Services (President cum Chief Risk Officer) and Finacuity Capital India (Chief Risk Officer).

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