Himanshu Ojha

HIMANSHU OJHA

SENIOR VICE PRESIDENT, SECURED AND DIGITAL LENDING

Himanshu, holds a B.Sc. in Agriculture from MPKV, Rahuri, and a PGDBM from VAMNICOM, Pune. With 17 years of experience in the BFSI sector, including senior roles at Yes Bank, Axis Bank, and IDFC First Bank, he brings deep expertise in financial services and strategic leadership.

At Yes Bank, he served as EVP – Digital Partnerships & Inorganic Channels, driving digital growth and strategic alliances. His work across institutions reflects a strong focus on financial inclusion, MSME lending, process optimization, and enhancing customer experience.

Currently EVP – Business Strategy & Initiatives at Light, Himanshu plays a pivotal role in shaping the company’s vision through innovation and a forward-thinking approach.

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Gromor

Name of the Partner	Gromor Finance Private Limited
Website Link	https://gromor.in/
Nature of Services Provided	Co- lending Arrangement
Relationship Start Date	October 2025
Arrangement Status	Active
Grievance Redressal Mechanism	Name.: Rashi Kataria (Head Customer Care & Nodal Officer) Contact No.: +91 9589078309 Email Id.: info@gromor.in Address: B-202, 2nd Floor, SBI Pallavi CHSL, Veera Desai Road,Andheri (West), Mumbai, Pin code -400058
Partner’s Privacy Policy	https://gromor.in/legal/privacy-policy/

Aspire

Name of the Partner	Aspire Fintech Private Limited
LSP Name	Aspire Fintech Private Limited
Nature of Services Provided	Customer Acquisition, Documentation Services, Customer Service and Support, Collection and Recovery Services
Types of Product	Term Loan
Interest Rate	Up to 38% Per Annum
Relationship Start Date	August 2025
Arrangement Status	LIVE
Grievance Redressal Mechanism	FOR CUSTOMER SUPPORT Contact No.: +91 6362098268 Email Id.: compliance@letsaspire.in Address: 4th floor, Building No./Flat No.: 1, Vista Pixel Road/Street: 8/2B and 8/2C Jakkur Layout, Bengaluru, Karnataka, 560092 and corporate office at 4th floor, Building No./Flat No.: 1, Vista Pixel Road/Street: 8/2B and 8/2C Jakkur Layout, Bengaluru, Karnataka, 560092
Link for Lodging Complaint	compliance@letsaspire.in
Partner’s Privacy Policy	https://www.letsaspire.in/privacy-policy/

Name of the Partner	Narendra Finance Co. Pvt. Ltd.
Website Link	https://nfcpl.in/
Nature of Services Provided	Co- lending Arrangement
Relationship Start Date	September 2025
Arrangement Status	Active
Grievance Redressal Mechanism	Name :Anindeeta Chakraborty Number :+91 9667712308 Email ID:grievances@nfcpl.in Address : 1525, 15th Main, M.C. Layout, Vijaynagar,Bangalore – 560040.
Partner’s Privacy Policy	Microsoft Word – NFCPL – Draft Privacy Policy – DSK Legal (March 06, 2025) (clean)

Name of the Partner	P2G Mobility Tech Private Limited
LSP Name	P2G Mobility Tech Private Limited
Nature of Services Provided	Battery Financing
Types of Product	Battery Sales and Service
Interest Rate	Up to 28% p.a.
Relationship Start Date	September 2025
Arrangement Status	Active
Grievance Redressal Mechanism	Contact No :+91 9874982596 Email ID:info@pointo.in Address : Ground Floor, 53(15), Port Blair Line, opp. Subhas Sangha club, Barrackpore, Barrackpur Cantonment Civil Township, North Twenty-Four Parganas, West Bengal, 700120.
Link for Lodging Complaint	Complaints may be submitted exclusively through the Android app.Please find the Play Store link below. https://play.google.com/store/apps/details?id=com.rodoindia.pointo_driver
Partner’s Privacy Policy	https://www.pointo.in/privacy-policy

Name of the Partner	CredIN
LSP Name	Upkram Technologies Pvt. Ltd
Nature of Services Provided	Lender Service Provider
Types of Product	Unsecured Dairy Loan
Interest Rate	30%
Relationship Start Date	October 2024
Arrangement Status	Active
Grievance Redressal Mechanism	Name: Birju Naik Contact No: +91 9099949585 Email Id.: help@credin.in Address: Office 3-4, 3rd Floor, Riyaplex, 80, Urmi Society, Above TJSB Bank, Akota BPC Road, Vadodara, Gujarat 390020
Link for Lodging Complaint	credin.in/contact-us/
Partner’s Privacy Policy	credin.in/privacy-policy

Name of the Partner	Pay1
LSP Name	MINDSARRAY NETWORK PRIVATE LIMITED
Nature of Services Provided	Customer Acquisition, Collection Assistance
Types of Product	Unsecured
Interest Rate	Up to 36% per annum
Relationship Start Date	Sept 2023
Arrangement Status	Active
Grievance Redressal Mechanism	Name: Tushar Vishwakarma Email Id.: dispute@pay1.in Mobile No.: +91 8976355048 Address: Mindsarray Network Private Limited 221, Raheja’s Metroplex (IJIMIMA), Link Road, Malad West, Mumbai – 400064
Link for Lodging Complaint	Pay1 App download
Partner’s Privacy Policy	https://www.pay1.in/privacy-policy

Name of the Partner	MAKSPay
LSP Name	MAKSPay Fintech Solutions Private Limited
Nature of Services Provided	Lending Service Provider
Types of Product	Unsecured Business Loan
Interest Rate	Up to 38% Per Annum
Relationship Start Date	Dec 2024
Arrangement Status	Active
Grievance Redressal Mechanism	Name: Mrs. Kavitha Palancha Designation: Principal Nodal Officer Address: THub, Plot No 1/C, Sy No 83/1, Raidurgam panmaktha Hyderabad Knowledge City, Serilingampally, Hyderabad, Telangana 500081 IN Email Id.: nodal.officer@pehchanpe.com Mobile No.: +91 9963522899
Link for Lodging Complaint	www.pehchanpe.com/contact
Partner’s Privacy Policy	makspay.com/privacy-policy

Name of the Partner	IppoPay
LSP Name	IppoPay Technologies Pvt Ltd
Nature of Services Provided	Customer Acquisition, Collection Assistance
Types of Product	Unsecured
Interest Rate	Up to 36% per annum
Relationship Start Date	March 2023
Arrangement Status	Active
Grievance Redressal Mechanism	FOR CUSTOMER SUPPORT Name: Hema Keerthikiran Mobile No.: +91 7305992287 Email Id.: complaints@ippopay.com Address: B20, 2nd Floor, SKCL Excellence,Guindy Industrial Estate, Chennai, Tamil Nadu – 600032, India.
Link for Lodging Complaint	https://www.ippopay.com/contact
Partner’s Privacy Policy	https://www.ippopay.com/privacy-policy

Name of the Partner	Rapipay
LSP Name	Rapipay Fintech Private Limited
Nature of Services Provided	Lending Service Provider
Types of Product	Unsecured Business Loan
Interest Rate	Up to 38% Per Annum
Relationship Start Date	Sept 2023
Arrangement Status	Active
Grievance Redressal Mechanism	Mr. Nripendra Pandey lendingofficer@rapipay.com +91 7304199000 RapiPay Fintech Pvt. Ltd, A-8, 7&8th Floor (Q-Tower), Sector-68, Noida – 201309
Link for Lodging Complaint	in.rapipay.com/contact-us/
Partner’s Privacy Policy	app.rapimoney.com/#/privacy-policy

Name	Catalyst Trusteeship Limited
Address	910-911,9th Floor, Kailash Building, 26, Kasturba Gandhi Marg, New Delhi –110001
Phone	011-43029101
Fax	+91 22 4922 0505

Name	Beacon Trusteeship Limited
Address	7A & B, Siddhivinayak Chambers, Gandhi Nagar, Opp. MIG Cricket Club, Bandra (East), Mumbai 400 051
Phone	022-46060278

Name of the Partner	PayNearby
LSP Name	Nearby Technologies Pvt. Ltd.
Nature of Services Provided	Customer Acquisition, Collection Assistance
Types of Product	Unsecured
Interest Rate	Up to 35% per annum
Relationship Start Date	Oct 2023
Arrangement Status	Active
Grievance Redressal Mechanism	Email: vijay.pendurkar@paynearby.in Phone: +91 98332 57729 Nearby Technologies Pvt. Ltd., 1AB, Arena House,Road No. 12, MIDC, Andheri (East),Mumbai – 400 093
Link for Lodging Complaint	PayNearby – Aadhaar ATM, DMT, PayNearby Digital Naari, PayNearby Distributor
Partner’s Privacy Policy	https://paynearby.in/wp-content/uploads/2023/11/Data-Privacy-Policy.pdf
Partner’s App

HIMANSHU OJHA

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